Verified 2026 Bank MITC Rules & RBI ExclusionsUpdated: 2026-03-01
Best Credit Cards for ₹150,000 Monthly Petrol & Diesel at Fuel Stations Spend
Top-rated credit cards for ₹150,000/mo spent on Petrol & Diesel at Fuel Stations. #1 HDFC Infinia Metal Edition yields ₹47,076 net annual value (2.62% ROI). Compare full 10-card leaderboard.
🥈 Rank #2 Silver2.62% ROI
HDFC Diners Club Black Metal Edition
HDFC Bank
Net Annual Value+₹47,076
Full 10-Card Ranked Standings (@ ₹1,50,000/mo)
| Rank | Credit Card | Rate in Category | Gross Rewards | Effective Fee | Net Annual Benefit | Action |
|---|---|---|---|---|---|---|
| #1 | HDFC Infinia Metal EditionHDFC Bank | 0% Excluded | ₹47,076 | Waived (₹0) | +₹47,076 | Apply → |
| #2 | HDFC Diners Club Black Metal EditionHDFC Bank | 0% Excluded | ₹47,076 | Waived (₹0) | +₹47,076 | Apply → |
| #3 | BPCL SBI Card OCTANESBI Card | 7.25% | ₹35,478 | Waived (₹0) | +₹35,478 | Apply → |
| #4 | Myntra Kotak Credit CardKotak Mahindra Bank | 0% Excluded | ₹29,054 | Waived (₹0) | +₹29,054 | Apply → |
| #5 | Swiggy HDFC Bank Credit CardHDFC Bank | 0% Excluded | ₹28,800 | Waived (₹0) | +₹28,800 | Apply → |
| #6 | Tata Neu Infinity HDFC Credit CardHDFC Bank | 0% Excluded | ₹25,278 | Waived (₹0) | +₹25,278 | Apply → |
| #7 | YES BANK Marquee Credit CardYES BANK | 0% Excluded | ₹23,341 | Waived (₹0) | +₹23,341 | Apply → |
| #8 | HDFC Regalia Gold Credit CardHDFC Bank | 0% Excluded | ₹22,821 | Waived (₹0) | +₹22,821 | Apply → |
| #9 | SBI Cashback Credit CardSBI Card | 0% Excluded | ₹22,696 | Waived (₹0) | +₹22,696 | Apply → |
| #10 | American Express Membership Rewards Credit CardAmerican Express | 0% Excluded | ₹21,248 | Waived (₹0) | +₹21,248 | Apply → |
| #11 | Axis Bank Atlas Credit CardAxis Bank | 0% Excluded | ₹25,670 | ₹5,900 | +₹19,770 | Apply → |
| #12 | HSBC Live+ Credit CardHSBC India | 0% Excluded | ₹19,043 | Waived (₹0) | +₹19,043 | Apply → |
| #13 | Airtel Axis Bank Credit CardAxis Bank | 0% Excluded | ₹18,757 | Waived (₹0) | +₹18,757 | Apply → |
| #14 | Flipkart Axis Bank Credit CardAxis Bank | 0% Excluded | ₹18,626 | Waived (₹0) | +₹18,626 | Apply → |
| #15 | Amazon Pay ICICI Bank Credit CardICICI Bank | 0% Excluded | ₹16,591 | Waived (₹0) | +₹16,591 | Apply → |
| #16 | IndianOil RBL Bank Xtra Credit CardRBL Bank | 8.5% | ₹16,070 | Waived (₹0) | +₹16,070 | Apply → |
| #17 | HDFC Millennia Credit CardHDFC Bank | 0% Excluded | ₹14,504 | Waived (₹0) | +₹14,504 | Apply → |
| #18 | Ixigo AU Credit CardAU Small Finance Bank | 0% Excluded | ₹13,402 | Waived (₹0) | +₹13,402 | Apply → |
| #19 | IDFC FIRST Wealth Credit CardIDFC FIRST Bank | 0% Excluded | ₹11,857 | Waived (₹0) | +₹11,857 | Apply → |
| #20 | Standard Chartered Smart Credit CardStandard Chartered Bank | 0% Excluded | ₹10,722 | Waived (₹0) | +₹10,722 | Apply → |
| #21 | Kiwi RuPay Credit Card with NeonAxis Bank | 0% Excluded | ₹9,313 | Waived (₹0) | +₹9,313 | Apply → |
| #22 | SBI SimplyCLICK Credit CardSBI Card | 0% Excluded | ₹9,235 | Waived (₹0) | +₹9,235 | Apply → |
| #23 | IndusInd Bank Tiger Credit CardIndusInd Bank | 0% Excluded | ₹8,257 | Waived (₹0) | +₹8,257 | Apply → |
| #24 | Jupiter Edge CSB Bank RuPay Credit CardCSB Bank | 0% Excluded | ₹8,202 | Waived (₹0) | +₹8,202 | Apply → |
| #25 | IndusInd Bank Legend Credit CardIndusInd Bank | 0% Excluded | ₹5,654 | Waived (₹0) | +₹5,654 | Apply → |
| #26 | IDFC FIRST Select Credit CardIDFC FIRST Bank | 0% Excluded | ₹5,165 | Waived (₹0) | +₹5,165 | Apply → |
| #27 | OneCard Metal Credit CardFederal Bank | 0% Excluded | ₹4,805 | Waived (₹0) | +₹4,805 | Apply → |
| #28 | Axis Bank Magnus Credit CardAxis Bank | 0% Excluded | ₹19,158 | ₹14,750 | +₹4,408 | Apply → |
| #29 | ICICI Bank Coral RuPay Credit CardICICI Bank | 0% Excluded | ₹3,541 | Waived (₹0) | +₹3,541 | Apply → |
| #30 | ICICI Bank Sapphiro Credit CardICICI Bank | 0% Excluded | ₹3,385 | Waived (₹0) | +₹3,385 | Apply → |
Frequently Asked Questions
Which credit card ranks #1 for ₹150,000/month spent on Petrol & Diesel at Fuel Stations?▼
HDFC Infinia Metal Edition ranks #1, generating ₹47,076 gross rewards and ₹47,076 in net annual value (2.62% effective yield) after deducting annual fees.
How does the runner-up compare to the winner?▼
The #2 card is HDFC Diners Club Black Metal Edition delivering ₹47,076 net annual value. HDFC Infinia Metal Edition outperforms it by ₹0/year.
Which credit cards should I avoid for Petrol & Diesel at Fuel Stations?▼
Avoid HDFC Infinia Metal Edition, HDFC Diners Club Black Metal Edition, Myntra Kotak Credit Card, as they provide 0.0% rewards on Petrol & Diesel at Fuel Stations due to bank category exclusions.
Will the annual fee of the winning card be waived?▼
For HDFC Infinia Metal Edition at ₹1,800,000 annual spend, the fee is waived (₹0 effective fee).