Complete Indian Credit Card Calculator Directory

"Undisputed champion for 5% online shopping cashback directly credited to statement, but yields 0% on utilities, insurance, rent, fuel, and education."

"Essential everyday card delivering unbeatable 10% cashback on utility bills, Swiggy, Zomato, and BigBasket, but severely limited by strict monthly cashback caps."

"Unmatched 10% dining and grocery supermarket cashback with a generous ₹1,000/mo cap, backed by a strong 1.5% unlimited base rate on other spends."

"Reliable travel and lifestyle card with 12 unconditional domestic lounges and 5X partner rewards, but requires high ₹4 Lakh spend for annual fee waiver."

"The premier miles card for flight and hotel bookings delivering 4% to 10% effective returns via 1:2 partner transfers, but completely excludes utilities, rent, and fuel."

"Must-have RuPay credit card for 1.5% cashback on UPI QR merchant transactions and 5% across the Tata ecosystem, though rewards are locked into NeuCoins."

"India's best lifetime-free card offering uncapped 5% cashback on Amazon for Prime members directly into Amazon Pay balance, but provides zero airport lounge perks."

"Top-tier zero-forex-markup lifetime-free card with generous complimentary airport and railway lounge access for budget globetrotters."

"Lifetime-free lifestyle card with never-expiring reward points, low 1.99% forex markup, and 1+1 movie tickets, though base rewards below ₹20k spend are modest."

"Lucrative ~4.5% return when hitting monthly ₹20,000 milestones and 4x ₹1,500 spends, but lacks airport lounges and UPI scan-and-pay support."

"Lucrative 10% on Swiggy and 5% across major online shopping with generous ₹1,500 monthly caps, but completely excludes utilities and fuel."

"Popular 5% cashback card on top 10 e-commerce brands with low ₹1 Lakh fee waiver threshold, though capped at ₹1,000 CashPoints monthly."

"Uncapped flat 5% cashback on Flipkart and Cleartrip directly credited to statement, but high ₹3.5 Lakh fee waiver spend."

"Decent entry-level card for 10X online partner shopping with low ₹1 Lakh fee waiver, but offline base rate is very low at 0.25%."

"India's highest return fuel credit card yielding 7.25% back at BPCL pumps with 4 complimentary domestic airport lounges, but weak 0.25% on general spends."

"India's benchmark super-premium travel card delivering unmatched 16.5% return on travel bookings and unlimited global lounges, but invite-only."

"Exceptional luxury card with unlimited domestic and international lounge access, 10,000 quarterly milestone points, and 16.5% travel rewards."

"High-flying super-premium card with 12% on Travel EDGE portal and unlimited domestic lounges, though devalued transfer ratios and high ₹25L waiver spend."

"Famous for BOGO movie tickets up to ₹500 twice monthly on BookMyShow and 16 domestic lounges, though baseline reward rate is modest at 0.5%."

"Affordable entry-level RuPay card for linking with UPI apps, featuring BookMyShow discounts and railway lounge access."

"Lifetime-free gem with low 1.5% forex markup, complimentary Priority Pass international visits, and 8 unconditional domestic airport lounges."

"Zero annual fee card with 1+1 BookMyShow movie tickets and complimentary domestic lounge access without spend thresholds."

"Sleek metal credit card with zero annual fees, 1% low forex markup, and 5X reward points on your top 2 monthly spend categories."

"Industry-leading 2% flat cashback on all merchant UPI QR payments with Kiwi Neon, directly credited into your savings bank account."

"Lifetime-free RuPay card providing 2% cashback on your preferred category up to ₹1,000/mo and seamless UPI scan-and-pay compatibility."

"Heavyweight premium rewards card giving 4.5% online, 2.25% offline, 24 domestic lounges, and a low 1% forex markup fee."

"Specialized fuel card generating up to 8.5% value back at IndianOil petrol pumps capped at ₹1,000/mo, but returns only 0.5% elsewhere."

"India's highest-tier lifetime-free premium card with 1.5% forex markup, complimentary spa visits, airport lounges, and BOGO movie tickets."

"Unmatched 7.5% instant savings on Myntra fashion shopping and 5% on Swiggy with RuPay UPI support on an affordable ₹500 card."

"Simple 2% flat online cashback on all e-commerce merchants with an easy ₹1.2 Lakh fee waiver, though capped at ₹1,000 monthly."