Verified 2026 Bank MITC Rules & RBI ExclusionsUpdated: 2026-03-01
Ixigo AU Credit Card International Travel & Forex Spends Rewards Calculator
Calculate Ixigo AU Credit Card cashback on International Travel & Forex Spends. At 1.25% reward rate, earn up to ₹7,500 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.
Interactive Category Calculator
Estimate International Travel & Forex Spends Rewards
Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.
₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹3751.25% effective rate
Annual Projected Cashback₹4,500on ₹3,60,000/yr spend
Monthly Cap Saturation₹2000/mo CapMaxes out at ₹1,60,000/mo
Spend Tier Simulations for International Travel & Forex Spends
| Monthly Spend | Annual Spend | Monthly Cashback | Annual Cashback | Effective Fee | Net Annual Benefit |
|---|---|---|---|---|---|
| ₹15,000 | ₹1,80,000 | ₹188 | ₹2,250 | ₹0 | +₹2,250 |
| ₹30,000 | ₹3,60,000 | ₹375 | ₹4,500 | ₹0 | +₹4,500 |
| ₹50,000 | ₹6,00,000 | ₹625 | ₹7,500 | ₹0 | +₹7,500 |
| ₹75,000 | ₹9,00,000 | ₹938 | ₹11,250 | ₹0 | +₹11,250 |
| ₹1,00,000 | ₹12,00,000 | ₹1,250 | ₹15,000 | ₹0 | +₹15,000 |
| ₹1,50,000 | ₹18,00,000 | ₹1,875 | ₹22,500 | ₹0 | +₹22,500 |
| ₹2,00,000 | ₹24,00,000 | ₹2,500 | ₹30,000 | ₹0 | +₹30,000 |
Frequently Asked Questions
What reward rate does Ixigo AU Credit Card earn on International Travel & Forex Spends?▼
Ixigo AU Credit Card earns an effective reward rate of 1.25% on International Travel & Forex Spends.
What is the monthly cap for International Travel & Forex Spends on Ixigo AU Credit Card?▼
The monthly reward is capped at ₹2,000. At a 1.25% reward rate, you reach this cap at ₹160,000 monthly category spend.
Which alternative card is best for International Travel & Forex Spends?▼
The #1 recommended alternative is YES BANK Marquee Credit Card, offering a 4.5% reward rate delivering ₹21,101 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with Ixigo AU Credit Card?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.