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HDFC Diners Club Black Metal Edition Swiggy, Zomato & Dining Out Rewards Calculator
Calculate HDFC Diners Club Black Metal Edition cashback on Swiggy, Zomato & Dining Out. At 6.66% reward rate, earn up to ₹28,160 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.
Interactive Category Calculator
Estimate Swiggy, Zomato & Dining Out Rewards
Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.
₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹1,9986.66% effective rate
Annual Projected Cashback₹23,976on ₹3,60,000/yr spend
Monthly Cap Saturation₹10000/mo CapMaxes out at ₹1,50,150/mo
Spend Tier Simulations for Swiggy, Zomato & Dining Out
| Monthly Spend | Annual Spend | Monthly Cashback | Annual Cashback | Effective Fee | Net Annual Benefit |
|---|---|---|---|---|---|
| ₹15,000 | ₹1,80,000 | ₹999 | ₹11,988 | ₹11,800 | +₹188 |
| ₹30,000 | ₹3,60,000 | ₹1,998 | ₹23,976 | ₹11,800 | +₹12,176 |
| ₹50,000 | ₹6,00,000 | ₹3,330 | ₹39,960 | ₹11,800 | +₹28,160 |
| ₹75,000 | ₹9,00,000 | ₹4,995 | ₹59,940 | ₹0 | +₹59,940 |
| ₹1,00,000 | ₹12,00,000 | ₹6,660 | ₹79,920 | ₹0 | +₹79,920 |
| ₹1,50,000 | ₹18,00,000 | ₹9,990 | ₹1,19,880 | ₹0 | +₹1,19,880 |
| ₹2,00,000 | ₹24,00,000 | ₹10,000 | ₹1,20,000 | ₹0 | +₹1,20,000 |
Frequently Asked Questions
What reward rate does HDFC Diners Club Black Metal Edition earn on Swiggy, Zomato & Dining Out?▼
HDFC Diners Club Black Metal Edition earns an effective reward rate of 6.66% on Swiggy, Zomato & Dining Out.
What is the monthly cap for Swiggy, Zomato & Dining Out on HDFC Diners Club Black Metal Edition?▼
The monthly reward is capped at ₹10,000. At a 6.66% reward rate, you reach this cap at ₹150,150 monthly category spend.
Which alternative card is best for Swiggy, Zomato & Dining Out?▼
The #1 recommended alternative is SBI Cashback Credit Card, offering a 5.0% reward rate delivering ₹30,000 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with HDFC Diners Club Black Metal Edition?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.