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SBI Cashback Credit Card Swiggy, Zomato & Dining Out Rewards Calculator
Calculate SBI Cashback Credit Card cashback on Swiggy, Zomato & Dining Out. At 5.0% reward rate, earn up to ₹30,000 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.
Interactive Category Calculator
Estimate Swiggy, Zomato & Dining Out Rewards
Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.
₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹1,5005% effective rate
Annual Projected Cashback₹18,000on ₹3,60,000/yr spend
Monthly Cap Saturation₹5000/mo CapMaxes out at ₹1,00,000/mo
Spend Tier Simulations for Swiggy, Zomato & Dining Out
| Monthly Spend | Annual Spend | Monthly Cashback | Annual Cashback | Effective Fee | Net Annual Benefit |
|---|---|---|---|---|---|
| ₹15,000 | ₹1,80,000 | ₹750 | ₹9,000 | ₹1,179 | +₹7,821 |
| ₹30,000 | ₹3,60,000 | ₹1,500 | ₹18,000 | ₹0 | +₹18,000 |
| ₹50,000 | ₹6,00,000 | ₹2,500 | ₹30,000 | ₹0 | +₹30,000 |
| ₹75,000 | ₹9,00,000 | ₹3,750 | ₹45,000 | ₹0 | +₹45,000 |
| ₹1,00,000 | ₹12,00,000 | ₹5,000 | ₹60,000 | ₹0 | +₹60,000 |
| ₹1,50,000 | ₹18,00,000 | ₹5,000 | ₹60,000 | ₹0 | +₹60,000 |
| ₹2,00,000 | ₹24,00,000 | ₹5,000 | ₹60,000 | ₹0 | +₹60,000 |
Frequently Asked Questions
What reward rate does SBI Cashback Credit Card earn on Swiggy, Zomato & Dining Out?▼
SBI Cashback Credit Card earns an effective reward rate of 5.0% on Swiggy, Zomato & Dining Out.
What is the monthly cap for Swiggy, Zomato & Dining Out on SBI Cashback Credit Card?▼
The monthly reward is capped at ₹5,000. At a 5.0% reward rate, you reach this cap at ₹100,000 monthly category spend.
Which alternative card is best for Swiggy, Zomato & Dining Out?▼
The #1 recommended alternative is HDFC Diners Club Black Metal Edition, offering a 6.66% reward rate delivering ₹28,160 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with SBI Cashback Credit Card?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.