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CardMath.in2026 MITCSmart Reward Math
Verified 2026 Bank MITC Rules & RBI ExclusionsUpdated: 2026-03-01

BPCL SBI Card OCTANE Amazon, Flipkart & Myntra Shopping Rewards Calculator

Calculate BPCL SBI Card OCTANE cashback on Amazon, Flipkart & Myntra Shopping. At 0.25% reward rate, earn up to ₹1,500 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.

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Estimate Amazon, Flipkart & Myntra Shopping Rewards

Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.

₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹750.25% effective rate
Annual Projected Cashback₹900on ₹3,60,000/yr spend
Monthly Cap SaturationUncappedNo ceiling

Spend Tier Simulations for Amazon, Flipkart & Myntra Shopping

Monthly SpendAnnual SpendMonthly CashbackAnnual CashbackEffective FeeNet Annual Benefit
₹15,000₹1,80,000₹38₹450₹1,769+-₹1,319
₹30,000₹3,60,000₹75₹900₹0+₹900
₹50,000₹6,00,000₹125₹1,500₹0+₹1,500
₹75,000₹9,00,000₹188₹2,250₹0+₹2,250
₹1,00,000₹12,00,000₹250₹3,000₹0+₹3,000
₹1,50,000₹18,00,000₹375₹4,500₹0+₹4,500
₹2,00,000₹24,00,000₹500₹6,000₹0+₹6,000

Frequently Asked Questions

What reward rate does BPCL SBI Card OCTANE earn on Amazon, Flipkart & Myntra Shopping?▼
BPCL SBI Card OCTANE earns an effective reward rate of 0.25% on Amazon, Flipkart & Myntra Shopping.
What is the monthly cap for Amazon, Flipkart & Myntra Shopping on BPCL SBI Card OCTANE?▼
BPCL SBI Card OCTANE provides uncapped rewards on Amazon, Flipkart & Myntra Shopping.
Which alternative card is best for Amazon, Flipkart & Myntra Shopping?▼
The #1 recommended alternative is HDFC Diners Club Black Metal Edition, offering a 9.99% reward rate delivering ₹48,140 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with BPCL SBI Card OCTANE?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.
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