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CardMath.in2026 MITCSmart Reward Math
Verified 2026 Bank MITC Rules & RBI ExclusionsUpdated: 2026-03-01

Ixigo AU Credit Card Swiggy, Zomato & Dining Out Rewards Calculator

Calculate Ixigo AU Credit Card cashback on Swiggy, Zomato & Dining Out. At 2.5% reward rate, earn up to ₹15,000 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.

Interactive Category Calculator

Estimate Swiggy, Zomato & Dining Out Rewards

Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.

₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹7502.5% effective rate
Annual Projected Cashback₹9,000on ₹3,60,000/yr spend
Monthly Cap Saturation₹2000/mo CapMaxes out at ₹80,000/mo

Spend Tier Simulations for Swiggy, Zomato & Dining Out

Monthly SpendAnnual SpendMonthly CashbackAnnual CashbackEffective FeeNet Annual Benefit
₹15,000₹1,80,000₹375₹4,500₹0+₹4,500
₹30,000₹3,60,000₹750₹9,000₹0+₹9,000
₹50,000₹6,00,000₹1,250₹15,000₹0+₹15,000
₹75,000₹9,00,000₹1,875₹22,500₹0+₹22,500
₹1,00,000₹12,00,000₹2,000₹24,000₹0+₹24,000
₹1,50,000₹18,00,000₹2,000₹24,000₹0+₹24,000
₹2,00,000₹24,00,000₹2,000₹24,000₹0+₹24,000

Frequently Asked Questions

What reward rate does Ixigo AU Credit Card earn on Swiggy, Zomato & Dining Out?▼
Ixigo AU Credit Card earns an effective reward rate of 2.5% on Swiggy, Zomato & Dining Out.
What is the monthly cap for Swiggy, Zomato & Dining Out on Ixigo AU Credit Card?▼
The monthly reward is capped at ₹2,000. At a 2.5% reward rate, you reach this cap at ₹80,000 monthly category spend.
Which alternative card is best for Swiggy, Zomato & Dining Out?▼
The #1 recommended alternative is SBI Cashback Credit Card, offering a 5.0% reward rate delivering ₹30,000 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with Ixigo AU Credit Card?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.
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