Verified 2026 Bank MITC Rules & RBI ExclusionsUpdated: 2026-03-01
Tata Neu Infinity HDFC Credit Card Blinkit, Zepto, Instamart & Supermarkets Rewards Calculator
Calculate Tata Neu Infinity HDFC Credit Card cashback on Blinkit, Zepto, Instamart & Supermarkets. At 5.0% reward rate, earn up to ₹30,000 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.
Interactive Category Calculator
Estimate Blinkit, Zepto, Instamart & Supermarkets Rewards
Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.
₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹1,5005% effective rate
Annual Projected Cashback₹18,000on ₹3,60,000/yr spend
Monthly Cap SaturationUncappedNo ceiling
Spend Tier Simulations for Blinkit, Zepto, Instamart & Supermarkets
| Monthly Spend | Annual Spend | Monthly Cashback | Annual Cashback | Effective Fee | Net Annual Benefit |
|---|---|---|---|---|---|
| ₹15,000 | ₹1,80,000 | ₹750 | ₹9,000 | ₹1,769 | +₹7,231 |
| ₹30,000 | ₹3,60,000 | ₹1,500 | ₹18,000 | ₹0 | +₹18,000 |
| ₹50,000 | ₹6,00,000 | ₹2,500 | ₹30,000 | ₹0 | +₹30,000 |
| ₹75,000 | ₹9,00,000 | ₹3,750 | ₹45,000 | ₹0 | +₹45,000 |
| ₹1,00,000 | ₹12,00,000 | ₹5,000 | ₹60,000 | ₹0 | +₹60,000 |
| ₹1,50,000 | ₹18,00,000 | ₹7,500 | ₹90,000 | ₹0 | +₹90,000 |
| ₹2,00,000 | ₹24,00,000 | ₹10,000 | ₹1,20,000 | ₹0 | +₹1,20,000 |
Frequently Asked Questions
What reward rate does Tata Neu Infinity HDFC Credit Card earn on Blinkit, Zepto, Instamart & Supermarkets?▼
Tata Neu Infinity HDFC Credit Card earns an effective reward rate of 5.0% on Blinkit, Zepto, Instamart & Supermarkets.
What is the monthly cap for Blinkit, Zepto, Instamart & Supermarkets on Tata Neu Infinity HDFC Credit Card?▼
Tata Neu Infinity HDFC Credit Card provides uncapped rewards on Blinkit, Zepto, Instamart & Supermarkets.
Which alternative card is best for Blinkit, Zepto, Instamart & Supermarkets?▼
The #1 recommended alternative is Swiggy HDFC Bank Credit Card, offering a 10.0% reward rate delivering ₹60,000 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with Tata Neu Infinity HDFC Credit Card?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.