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CardMath.in2026 MITCSmart Reward Math
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HDFC Infinia Metal Edition Blinkit, Zepto, Instamart & Supermarkets Rewards Calculator

Calculate HDFC Infinia Metal Edition cashback on Blinkit, Zepto, Instamart & Supermarkets. At 3.33% reward rate, earn up to ₹5,230 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.

Interactive Category Calculator

Estimate Blinkit, Zepto, Instamart & Supermarkets Rewards

Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.

₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹9993.33% effective rate
Annual Projected Cashback₹11,988on ₹3,60,000/yr spend
Monthly Cap Saturation₹15000/mo CapMaxes out at ₹4,50,450/mo

Spend Tier Simulations for Blinkit, Zepto, Instamart & Supermarkets

Monthly SpendAnnual SpendMonthly CashbackAnnual CashbackEffective FeeNet Annual Benefit
₹15,000₹1,80,000₹500₹5,994₹14,750+-₹8,756
₹30,000₹3,60,000₹999₹11,988₹14,750+-₹2,762
₹50,000₹6,00,000₹1,665₹19,980₹14,750+₹5,230
₹75,000₹9,00,000₹2,498₹29,970₹14,750+₹15,220
₹1,00,000₹12,00,000₹3,330₹39,960₹0+₹39,960
₹1,50,000₹18,00,000₹4,995₹59,940₹0+₹59,940
₹2,00,000₹24,00,000₹6,660₹79,920₹0+₹79,920

Frequently Asked Questions

What reward rate does HDFC Infinia Metal Edition earn on Blinkit, Zepto, Instamart & Supermarkets?▼
HDFC Infinia Metal Edition earns an effective reward rate of 3.33% on Blinkit, Zepto, Instamart & Supermarkets.
What is the monthly cap for Blinkit, Zepto, Instamart & Supermarkets on HDFC Infinia Metal Edition?▼
The monthly reward is capped at ₹15,000. At a 3.33% reward rate, you reach this cap at ₹450,450 monthly category spend.
Which alternative card is best for Blinkit, Zepto, Instamart & Supermarkets?▼
The #1 recommended alternative is Swiggy HDFC Bank Credit Card, offering a 10.0% reward rate delivering ₹60,000 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with HDFC Infinia Metal Edition?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.
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