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IDFC FIRST Wealth Credit Card Blinkit, Zepto, Instamart & Supermarkets Rewards Calculator
Calculate IDFC FIRST Wealth Credit Card cashback on Blinkit, Zepto, Instamart & Supermarkets. At 1.5% reward rate, earn up to ₹9,000 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.
Interactive Category Calculator
Estimate Blinkit, Zepto, Instamart & Supermarkets Rewards
Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.
₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹4501.5% effective rate
Annual Projected Cashback₹5,400on ₹3,60,000/yr spend
Monthly Cap SaturationUncappedNo ceiling
Spend Tier Simulations for Blinkit, Zepto, Instamart & Supermarkets
| Monthly Spend | Annual Spend | Monthly Cashback | Annual Cashback | Effective Fee | Net Annual Benefit |
|---|---|---|---|---|---|
| ₹15,000 | ₹1,80,000 | ₹225 | ₹2,700 | ₹0 | +₹2,700 |
| ₹30,000 | ₹3,60,000 | ₹450 | ₹5,400 | ₹0 | +₹5,400 |
| ₹50,000 | ₹6,00,000 | ₹750 | ₹9,000 | ₹0 | +₹9,000 |
| ₹75,000 | ₹9,00,000 | ₹1,125 | ₹13,500 | ₹0 | +₹13,500 |
| ₹1,00,000 | ₹12,00,000 | ₹1,500 | ₹18,000 | ₹0 | +₹18,000 |
| ₹1,50,000 | ₹18,00,000 | ₹2,250 | ₹27,000 | ₹0 | +₹27,000 |
| ₹2,00,000 | ₹24,00,000 | ₹3,000 | ₹36,000 | ₹0 | +₹36,000 |
Frequently Asked Questions
What reward rate does IDFC FIRST Wealth Credit Card earn on Blinkit, Zepto, Instamart & Supermarkets?▼
IDFC FIRST Wealth Credit Card earns an effective reward rate of 1.5% on Blinkit, Zepto, Instamart & Supermarkets.
What is the monthly cap for Blinkit, Zepto, Instamart & Supermarkets on IDFC FIRST Wealth Credit Card?▼
IDFC FIRST Wealth Credit Card provides uncapped rewards on Blinkit, Zepto, Instamart & Supermarkets.
Which alternative card is best for Blinkit, Zepto, Instamart & Supermarkets?▼
The #1 recommended alternative is Swiggy HDFC Bank Credit Card, offering a 10.0% reward rate delivering ₹60,000 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with IDFC FIRST Wealth Credit Card?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.