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HDFC Diners Club Black Metal Edition Blinkit, Zepto, Instamart & Supermarkets Rewards Calculator
Calculate HDFC Diners Club Black Metal Edition cashback on Blinkit, Zepto, Instamart & Supermarkets. At 3.33% reward rate, earn up to ₹8,180 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.
Interactive Category Calculator
Estimate Blinkit, Zepto, Instamart & Supermarkets Rewards
Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.
₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹9993.33% effective rate
Annual Projected Cashback₹11,988on ₹3,60,000/yr spend
Monthly Cap Saturation₹10000/mo CapMaxes out at ₹3,00,300/mo
Spend Tier Simulations for Blinkit, Zepto, Instamart & Supermarkets
| Monthly Spend | Annual Spend | Monthly Cashback | Annual Cashback | Effective Fee | Net Annual Benefit |
|---|---|---|---|---|---|
| ₹15,000 | ₹1,80,000 | ₹500 | ₹5,994 | ₹11,800 | +-₹5,806 |
| ₹30,000 | ₹3,60,000 | ₹999 | ₹11,988 | ₹11,800 | +₹188 |
| ₹50,000 | ₹6,00,000 | ₹1,665 | ₹19,980 | ₹11,800 | +₹8,180 |
| ₹75,000 | ₹9,00,000 | ₹2,498 | ₹29,970 | ₹0 | +₹29,970 |
| ₹1,00,000 | ₹12,00,000 | ₹3,330 | ₹39,960 | ₹0 | +₹39,960 |
| ₹1,50,000 | ₹18,00,000 | ₹4,995 | ₹59,940 | ₹0 | +₹59,940 |
| ₹2,00,000 | ₹24,00,000 | ₹6,660 | ₹79,920 | ₹0 | +₹79,920 |
Frequently Asked Questions
What reward rate does HDFC Diners Club Black Metal Edition earn on Blinkit, Zepto, Instamart & Supermarkets?▼
HDFC Diners Club Black Metal Edition earns an effective reward rate of 3.33% on Blinkit, Zepto, Instamart & Supermarkets.
What is the monthly cap for Blinkit, Zepto, Instamart & Supermarkets on HDFC Diners Club Black Metal Edition?▼
The monthly reward is capped at ₹10,000. At a 3.33% reward rate, you reach this cap at ₹300,300 monthly category spend.
Which alternative card is best for Blinkit, Zepto, Instamart & Supermarkets?▼
The #1 recommended alternative is Swiggy HDFC Bank Credit Card, offering a 10.0% reward rate delivering ₹60,000 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with HDFC Diners Club Black Metal Edition?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.