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CardMath.in2026 MITCSmart Reward Math
Verified 2026 Bank MITC Rules & RBI ExclusionsUpdated: 2026-03-01

YES BANK Marquee Credit Card Scan & Pay Merchant UPI Rewards Calculator

Calculate YES BANK Marquee Credit Card cashback on Scan & Pay Merchant UPI. At 2.25% reward rate, earn up to ₹7,601 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.

Interactive Category Calculator

Estimate Scan & Pay Merchant UPI Rewards

Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.

₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹6752.25% effective rate
Annual Projected Cashback₹8,100on ₹3,60,000/yr spend
Monthly Cap Saturation₹15000/mo CapMaxes out at ₹6,66,667/mo

Spend Tier Simulations for Scan & Pay Merchant UPI

Monthly SpendAnnual SpendMonthly CashbackAnnual CashbackEffective FeeNet Annual Benefit
₹15,000₹1,80,000₹338₹4,050₹5,899+-₹1,849
₹30,000₹3,60,000₹675₹8,100₹5,899+₹2,201
₹50,000₹6,00,000₹1,125₹13,500₹5,899+₹7,601
₹75,000₹9,00,000₹1,688₹20,250₹5,899+₹14,351
₹1,00,000₹12,00,000₹2,250₹27,000₹0+₹27,000
₹1,50,000₹18,00,000₹3,375₹40,500₹0+₹40,500
₹2,00,000₹24,00,000₹4,500₹54,000₹0+₹54,000

Frequently Asked Questions

What reward rate does YES BANK Marquee Credit Card earn on Scan & Pay Merchant UPI?▼
YES BANK Marquee Credit Card earns an effective reward rate of 2.25% on Scan & Pay Merchant UPI.
What is the monthly cap for Scan & Pay Merchant UPI on YES BANK Marquee Credit Card?▼
The monthly reward is capped at ₹15,000. At a 2.25% reward rate, you reach this cap at ₹666,667 monthly category spend.
Which alternative card is best for Scan & Pay Merchant UPI?▼
The #1 recommended alternative is Axis Bank Atlas Credit Card, offering a 4.0% reward rate delivering ₹18,100 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with YES BANK Marquee Credit Card?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.
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