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American Express Membership Rewards Credit Card Swiggy, Zomato & Dining Out Rewards Calculator
Calculate American Express Membership Rewards Credit Card cashback on Swiggy, Zomato & Dining Out. At 4.5% reward rate, earn up to ₹24,000 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.
Interactive Category Calculator
Estimate Swiggy, Zomato & Dining Out Rewards
Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.
₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹1,3504.5% effective rate
Annual Projected Cashback₹16,200on ₹3,60,000/yr spend
Monthly Cap Saturation₹2000/mo CapMaxes out at ₹44,444/mo
Spend Tier Simulations for Swiggy, Zomato & Dining Out
| Monthly Spend | Annual Spend | Monthly Cashback | Annual Cashback | Effective Fee | Net Annual Benefit |
|---|---|---|---|---|---|
| ₹15,000 | ₹1,80,000 | ₹675 | ₹8,100 | ₹0 | +₹8,100 |
| ₹30,000 | ₹3,60,000 | ₹1,350 | ₹16,200 | ₹0 | +₹16,200 |
| ₹50,000 | ₹6,00,000 | ₹2,000 | ₹24,000 | ₹0 | +₹24,000 |
| ₹75,000 | ₹9,00,000 | ₹2,000 | ₹24,000 | ₹0 | +₹24,000 |
| ₹1,00,000 | ₹12,00,000 | ₹2,000 | ₹24,000 | ₹0 | +₹24,000 |
| ₹1,50,000 | ₹18,00,000 | ₹2,000 | ₹24,000 | ₹0 | +₹24,000 |
| ₹2,00,000 | ₹24,00,000 | ₹2,000 | ₹24,000 | ₹0 | +₹24,000 |
Frequently Asked Questions
What reward rate does American Express Membership Rewards Credit Card earn on Swiggy, Zomato & Dining Out?▼
American Express Membership Rewards Credit Card earns an effective reward rate of 4.5% on Swiggy, Zomato & Dining Out.
What is the monthly cap for Swiggy, Zomato & Dining Out on American Express Membership Rewards Credit Card?▼
The monthly reward is capped at ₹2,000. At a 4.5% reward rate, you reach this cap at ₹44,444 monthly category spend.
Which alternative card is best for Swiggy, Zomato & Dining Out?▼
The #1 recommended alternative is SBI Cashback Credit Card, offering a 5.0% reward rate delivering ₹30,000 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with American Express Membership Rewards Credit Card?▼
At ₹50,000/month, you lose ₹3,000/year to monthly capping ceilings.