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HDFC Diners Club Black Metal Edition Flights, Hotels & IRCTC Trains Rewards Calculator
Calculate HDFC Diners Club Black Metal Edition cashback on Flights, Hotels & IRCTC Trains. At 16.5% reward rate, earn up to ₹87,200 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.
Interactive Category Calculator
Estimate Flights, Hotels & IRCTC Trains Rewards
Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.
₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹4,95016.5% effective rate
Annual Projected Cashback₹59,400on ₹3,60,000/yr spend
Monthly Cap Saturation₹10000/mo CapMaxes out at ₹60,606/mo
Spend Tier Simulations for Flights, Hotels & IRCTC Trains
| Monthly Spend | Annual Spend | Monthly Cashback | Annual Cashback | Effective Fee | Net Annual Benefit |
|---|---|---|---|---|---|
| ₹15,000 | ₹1,80,000 | ₹2,475 | ₹29,700 | ₹11,800 | +₹17,900 |
| ₹30,000 | ₹3,60,000 | ₹4,950 | ₹59,400 | ₹11,800 | +₹47,600 |
| ₹50,000 | ₹6,00,000 | ₹8,250 | ₹99,000 | ₹11,800 | +₹87,200 |
| ₹75,000 | ₹9,00,000 | ₹10,000 | ₹1,20,000 | ₹0 | +₹1,20,000 |
| ₹1,00,000 | ₹12,00,000 | ₹10,000 | ₹1,20,000 | ₹0 | +₹1,20,000 |
| ₹1,50,000 | ₹18,00,000 | ₹10,000 | ₹1,20,000 | ₹0 | +₹1,20,000 |
| ₹2,00,000 | ₹24,00,000 | ₹10,000 | ₹1,20,000 | ₹0 | +₹1,20,000 |
Frequently Asked Questions
What reward rate does HDFC Diners Club Black Metal Edition earn on Flights, Hotels & IRCTC Trains?▼
HDFC Diners Club Black Metal Edition earns an effective reward rate of 16.5% on Flights, Hotels & IRCTC Trains.
What is the monthly cap for Flights, Hotels & IRCTC Trains on HDFC Diners Club Black Metal Edition?▼
The monthly reward is capped at ₹10,000. At a 16.5% reward rate, you reach this cap at ₹60,606 monthly category spend.
Which alternative card is best for Flights, Hotels & IRCTC Trains?▼
The #1 recommended alternative is HDFC Infinia Metal Edition, offering a 16.5% reward rate delivering ₹84,250 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with HDFC Diners Club Black Metal Edition?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.