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Myntra Kotak Credit Card Flights, Hotels & IRCTC Trains Rewards Calculator
Calculate Myntra Kotak Credit Card cashback on Flights, Hotels & IRCTC Trains. At 5.0% reward rate, earn up to ₹30,000 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.
Interactive Category Calculator
Estimate Flights, Hotels & IRCTC Trains Rewards
Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.
₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹1,5005% effective rate
Annual Projected Cashback₹18,000on ₹3,60,000/yr spend
Monthly Cap SaturationUncappedNo ceiling
Spend Tier Simulations for Flights, Hotels & IRCTC Trains
| Monthly Spend | Annual Spend | Monthly Cashback | Annual Cashback | Effective Fee | Net Annual Benefit |
|---|---|---|---|---|---|
| ₹15,000 | ₹1,80,000 | ₹750 | ₹9,000 | ₹590 | +₹8,410 |
| ₹30,000 | ₹3,60,000 | ₹1,500 | ₹18,000 | ₹0 | +₹18,000 |
| ₹50,000 | ₹6,00,000 | ₹2,500 | ₹30,000 | ₹0 | +₹30,000 |
| ₹75,000 | ₹9,00,000 | ₹3,750 | ₹45,000 | ₹0 | +₹45,000 |
| ₹1,00,000 | ₹12,00,000 | ₹5,000 | ₹60,000 | ₹0 | +₹60,000 |
| ₹1,50,000 | ₹18,00,000 | ₹7,500 | ₹90,000 | ₹0 | +₹90,000 |
| ₹2,00,000 | ₹24,00,000 | ₹10,000 | ₹1,20,000 | ₹0 | +₹1,20,000 |
Frequently Asked Questions
What reward rate does Myntra Kotak Credit Card earn on Flights, Hotels & IRCTC Trains?▼
Myntra Kotak Credit Card earns an effective reward rate of 5.0% on Flights, Hotels & IRCTC Trains.
What is the monthly cap for Flights, Hotels & IRCTC Trains on Myntra Kotak Credit Card?▼
Myntra Kotak Credit Card provides uncapped rewards on Flights, Hotels & IRCTC Trains.
Which alternative card is best for Flights, Hotels & IRCTC Trains?▼
The #1 recommended alternative is HDFC Diners Club Black Metal Edition, offering a 16.5% reward rate delivering ₹87,200 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with Myntra Kotak Credit Card?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.