Verified 2026 Bank MITC Rules & RBI ExclusionsUpdated: 2026-03-01
Best Credit Cards for ₹50,000 Monthly Petrol & Diesel at Fuel Stations Spend
Top-rated credit cards for ₹50,000/mo spent on Petrol & Diesel at Fuel Stations. #1 BPCL SBI Card OCTANE yields ₹27,926 net annual value (4.65% ROI). Compare full 10-card leaderboard.
🥈 Rank #2 Silver2.23% ROI
IndianOil RBL Bank Xtra Credit Card
RBL Bank
Net Annual Value+₹13,357
Full 10-Card Ranked Standings (@ ₹50,000/mo)
| Rank | Credit Card | Rate in Category | Gross Rewards | Effective Fee | Net Annual Benefit | Action |
|---|---|---|---|---|---|---|
| #1 | BPCL SBI Card OCTANESBI Card | 7.25% | ₹27,926 | Waived (₹0) | +₹27,926 | Apply → |
| #2 | IndianOil RBL Bank Xtra Credit CardRBL Bank | 8.5% | ₹13,357 | Waived (₹0) | +₹13,357 | Apply → |
| #3 | Airtel Axis Bank Credit CardAxis Bank | 0% Excluded | ₹9,991 | Waived (₹0) | +₹9,991 | Apply → |
| #4 | Myntra Kotak Credit CardKotak Mahindra Bank | 0% Excluded | ₹9,685 | Waived (₹0) | +₹9,685 | Apply → |
| #5 | Swiggy HDFC Bank Credit CardHDFC Bank | 0% Excluded | ₹9,600 | Waived (₹0) | +₹9,600 | Apply → |
| #6 | Tata Neu Infinity HDFC Credit CardHDFC Bank | 0% Excluded | ₹8,426 | Waived (₹0) | +₹8,426 | Apply → |
| #7 | HSBC Live+ Credit CardHSBC India | 0% Excluded | ₹8,087 | Waived (₹0) | +₹8,087 | Apply → |
| #8 | HDFC Millennia Credit CardHDFC Bank | 0% Excluded | ₹8,009 | Waived (₹0) | +₹8,009 | Apply → |
| #9 | HDFC Regalia Gold Credit CardHDFC Bank | 0% Excluded | ₹7,607 | Waived (₹0) | +₹7,607 | Apply → |
| #10 | SBI Cashback Credit CardSBI Card | 0% Excluded | ₹7,565 | Waived (₹0) | +₹7,565 | Apply → |
| #11 | American Express Membership Rewards Credit CardAmerican Express | 0% Excluded | ₹7,083 | Waived (₹0) | +₹7,083 | Apply → |
| #12 | Flipkart Axis Bank Credit CardAxis Bank | 0% Excluded | ₹6,209 | Waived (₹0) | +₹6,209 | Apply → |
| #13 | Amazon Pay ICICI Bank Credit CardICICI Bank | 0% Excluded | ₹5,530 | Waived (₹0) | +₹5,530 | Apply → |
| #14 | Ixigo AU Credit CardAU Small Finance Bank | 0% Excluded | ₹4,467 | Waived (₹0) | +₹4,467 | Apply → |
| #15 | IDFC FIRST Wealth Credit CardIDFC FIRST Bank | 0% Excluded | ₹3,952 | Waived (₹0) | +₹3,952 | Apply → |
| #16 | HDFC Diners Club Black Metal EditionHDFC Bank | 0% Excluded | ₹15,692 | ₹11,800 | +₹3,892 | Apply → |
| #17 | Standard Chartered Smart Credit CardStandard Chartered Bank | 0% Excluded | ₹3,574 | Waived (₹0) | +₹3,574 | Apply → |
| #18 | Kiwi RuPay Credit Card with NeonAxis Bank | 0% Excluded | ₹3,104 | Waived (₹0) | +₹3,104 | Apply → |
| #19 | SBI SimplyCLICK Credit CardSBI Card | 0% Excluded | ₹3,078 | Waived (₹0) | +₹3,078 | Apply → |
| #20 | IndusInd Bank Tiger Credit CardIndusInd Bank | 0% Excluded | ₹2,752 | Waived (₹0) | +₹2,752 | Apply → |
| #21 | Jupiter Edge CSB Bank RuPay Credit CardCSB Bank | 0% Excluded | ₹2,734 | Waived (₹0) | +₹2,734 | Apply → |
| #22 | Axis Bank Atlas Credit CardAxis Bank | 0% Excluded | ₹8,557 | ₹5,900 | +₹2,657 | Apply → |
| #23 | IndusInd Bank Legend Credit CardIndusInd Bank | 0% Excluded | ₹1,885 | Waived (₹0) | +₹1,885 | Apply → |
| #24 | YES BANK Marquee Credit CardYES BANK | 0% Excluded | ₹7,780 | ₹5,899 | +₹1,881 | Apply → |
| #25 | IDFC FIRST Select Credit CardIDFC FIRST Bank | 0% Excluded | ₹1,722 | Waived (₹0) | +₹1,722 | Apply → |
| #26 | OneCard Metal Credit CardFederal Bank | 0% Excluded | ₹1,602 | Waived (₹0) | +₹1,602 | Apply → |
| #27 | ICICI Bank Coral RuPay Credit CardICICI Bank | 0% Excluded | ₹1,180 | Waived (₹0) | +₹1,180 | Apply → |
| #28 | ICICI Bank Sapphiro Credit CardICICI Bank | 0% Excluded | ₹1,128 | Waived (₹0) | +₹1,128 | Apply → |
| #29 | HDFC Infinia Metal EditionHDFC Bank | 0% Excluded | ₹15,692 | ₹14,750 | +₹942 | Apply → |
| #30 | Axis Bank Magnus Credit CardAxis Bank | 0% Excluded | ₹6,386 | ₹14,750 | +-₹8,364 | Apply → |
Frequently Asked Questions
Which credit card ranks #1 for ₹50,000/month spent on Petrol & Diesel at Fuel Stations?▼
BPCL SBI Card OCTANE ranks #1, generating ₹27,926 gross rewards and ₹27,926 in net annual value (4.65% effective yield) after deducting annual fees.
How does the runner-up compare to the winner?▼
The #2 card is IndianOil RBL Bank Xtra Credit Card delivering ₹13,357 net annual value. BPCL SBI Card OCTANE outperforms it by ₹14,569/year.
Which credit cards should I avoid for Petrol & Diesel at Fuel Stations?▼
Avoid Airtel Axis Bank Credit Card, Myntra Kotak Credit Card, Swiggy HDFC Bank Credit Card, as they provide 0.0% rewards on Petrol & Diesel at Fuel Stations due to bank category exclusions.
Will the annual fee of the winning card be waived?▼
For BPCL SBI Card OCTANE at ₹600,000 annual spend, the fee is waived (₹0 effective fee).