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CardMath.in2026 MITCSmart Reward Math
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OneCard Metal Credit Card Electricity, Water, Gas & Broadband Bills Rewards Calculator

Calculate OneCard Metal Credit Card cashback on Electricity, Water, Gas & Broadband Bills. At 0.2% reward rate, earn up to ₹1,200 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.

Interactive Category Calculator

Estimate Electricity, Water, Gas & Broadband Bills Rewards

Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.

₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹600.2% effective rate
Annual Projected Cashback₹720on ₹3,60,000/yr spend
Monthly Cap SaturationUncappedNo ceiling
0

Spend Tier Simulations for Electricity, Water, Gas & Broadband Bills

Monthly SpendAnnual SpendMonthly CashbackAnnual CashbackEffective FeeNet Annual Benefit
₹15,000₹1,80,000₹30₹360₹0+₹360
₹30,000₹3,60,000₹60₹720₹0+₹720
₹50,000₹6,00,000₹100₹1,200₹0+₹1,200
₹75,000₹9,00,000₹150₹1,800₹0+₹1,800
₹1,00,000₹12,00,000₹200₹2,400₹0+₹2,400
₹1,50,000₹18,00,000₹300₹3,600₹0+₹3,600
₹2,00,000₹24,00,000₹400₹4,800₹0+₹4,800

Frequently Asked Questions

What reward rate does OneCard Metal Credit Card earn on Electricity, Water, Gas & Broadband Bills?▼
OneCard Metal Credit Card earns an effective reward rate of 0.2% on Electricity, Water, Gas & Broadband Bills.
What is the monthly cap for Electricity, Water, Gas & Broadband Bills on OneCard Metal Credit Card?▼
OneCard Metal Credit Card provides uncapped rewards on Electricity, Water, Gas & Broadband Bills.
Which alternative card is best for Electricity, Water, Gas & Broadband Bills?▼
The #1 recommended alternative is Tata Neu Infinity HDFC Credit Card, offering a 5.0% reward rate delivering ₹30,000 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with OneCard Metal Credit Card?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.
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