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HDFC Infinia Metal Edition LIC, Health & Term Insurance Premiums Rewards Calculator
Calculate HDFC Infinia Metal Edition cashback on LIC, Health & Term Insurance Premiums. At 3.33% reward rate, earn up to ₹5,230 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.
Interactive Category Calculator
Estimate LIC, Health & Term Insurance Premiums Rewards
Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.
₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹9993.33% effective rate
Annual Projected Cashback₹11,988on ₹3,60,000/yr spend
Monthly Cap Saturation₹15000/mo CapMaxes out at ₹4,50,450/mo
Spend Tier Simulations for LIC, Health & Term Insurance Premiums
| Monthly Spend | Annual Spend | Monthly Cashback | Annual Cashback | Effective Fee | Net Annual Benefit |
|---|---|---|---|---|---|
| ₹15,000 | ₹1,80,000 | ₹500 | ₹5,994 | ₹14,750 | +-₹8,756 |
| ₹30,000 | ₹3,60,000 | ₹999 | ₹11,988 | ₹14,750 | +-₹2,762 |
| ₹50,000 | ₹6,00,000 | ₹1,665 | ₹19,980 | ₹14,750 | +₹5,230 |
| ₹75,000 | ₹9,00,000 | ₹2,498 | ₹29,970 | ₹14,750 | +₹15,220 |
| ₹1,00,000 | ₹12,00,000 | ₹3,330 | ₹39,960 | ₹0 | +₹39,960 |
| ₹1,50,000 | ₹18,00,000 | ₹4,995 | ₹59,940 | ₹0 | +₹59,940 |
| ₹2,00,000 | ₹24,00,000 | ₹6,660 | ₹79,920 | ₹0 | +₹79,920 |
Frequently Asked Questions
What reward rate does HDFC Infinia Metal Edition earn on LIC, Health & Term Insurance Premiums?▼
HDFC Infinia Metal Edition earns an effective reward rate of 3.33% on LIC, Health & Term Insurance Premiums.
What is the monthly cap for LIC, Health & Term Insurance Premiums on HDFC Infinia Metal Edition?▼
The monthly reward is capped at ₹15,000. At a 3.33% reward rate, you reach this cap at ₹450,450 monthly category spend.
Which alternative card is best for LIC, Health & Term Insurance Premiums?▼
The #1 recommended alternative is Amazon Pay ICICI Bank Credit Card, offering a 2.0% reward rate delivering ₹12,000 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with HDFC Infinia Metal Edition?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.