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IDFC FIRST Select Credit Card Swiggy, Zomato & Dining Out Rewards Calculator
Calculate IDFC FIRST Select Credit Card cashback on Swiggy, Zomato & Dining Out. At 1.0% reward rate, earn up to ₹6,000 net value at ₹50,000/mo spend. Check monthly cap saturation and fee waiver rules.
Interactive Category Calculator
Estimate Swiggy, Zomato & Dining Out Rewards
Simulate monthly spends to check cashback caps, 0% exclusion traps, and competitor switches.
₹30,000
₹1,000/mo₹50,000/mo₹1,00,000/mo
Monthly Cashback₹3001% effective rate
Annual Projected Cashback₹3,600on ₹3,60,000/yr spend
Monthly Cap SaturationUncappedNo ceiling
Spend Tier Simulations for Swiggy, Zomato & Dining Out
| Monthly Spend | Annual Spend | Monthly Cashback | Annual Cashback | Effective Fee | Net Annual Benefit |
|---|---|---|---|---|---|
| ₹15,000 | ₹1,80,000 | ₹150 | ₹1,800 | ₹0 | +₹1,800 |
| ₹30,000 | ₹3,60,000 | ₹300 | ₹3,600 | ₹0 | +₹3,600 |
| ₹50,000 | ₹6,00,000 | ₹500 | ₹6,000 | ₹0 | +₹6,000 |
| ₹75,000 | ₹9,00,000 | ₹750 | ₹9,000 | ₹0 | +₹9,000 |
| ₹1,00,000 | ₹12,00,000 | ₹1,000 | ₹12,000 | ₹0 | +₹12,000 |
| ₹1,50,000 | ₹18,00,000 | ₹1,500 | ₹18,000 | ₹0 | +₹18,000 |
| ₹2,00,000 | ₹24,00,000 | ₹2,000 | ₹24,000 | ₹0 | +₹24,000 |
Frequently Asked Questions
What reward rate does IDFC FIRST Select Credit Card earn on Swiggy, Zomato & Dining Out?▼
IDFC FIRST Select Credit Card earns an effective reward rate of 1.0% on Swiggy, Zomato & Dining Out.
What is the monthly cap for Swiggy, Zomato & Dining Out on IDFC FIRST Select Credit Card?▼
IDFC FIRST Select Credit Card provides uncapped rewards on Swiggy, Zomato & Dining Out.
Which alternative card is best for Swiggy, Zomato & Dining Out?▼
The #1 recommended alternative is SBI Cashback Credit Card, offering a 5.0% reward rate delivering ₹30,000 net annual value at ₹50,000/month spend.
How much cashback do I lose at ₹50,000 monthly spend with IDFC FIRST Select Credit Card?▼
At ₹50,000/month, all rewards are fully credited without hitting monthly caps.